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responding to interrogatories

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Creditwrench social media networks

Thalakoss favorite web sites - StumbleUpon

Fri, 19 Sep 2008 16:20:24 -0700

Great site

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Fri, 19 Sep 2008 13:35:18 -0700

Creditwrench message forum has really great information from members and lots of other sources. Mostly law related.

creditwrenchs blog - StumbleUpon

Fri, 19 Sep 2008 13:17:24 -0700

Great blog. Nothing like it anywhere on the net. If you have debt related problems and debt collectors hounding you be sure to visit this blog.

Collections Law: Suing for FDCPA violations, california attorney general, cease and desist letters

Thu, 20 Dec 2007 08:55:42 -0800

From the page: "Expert: Creditwrench
Subject: Suing for FDCPA violations

Question
How do I go about filing a lawsuit for violations of the Fair Debt Collections Practices Act. A debt collector has violated the law after several cease and desist letters. I would like to file suit pro per if I receive one more letter. What steps should I take, and is there a specific form for this? I have already reported to the FTC and the California Attorney General (but there is a conflict of interest, so the Atty. Gen. can't help). Thanks for any help you can give me.

Answer
You would either have to get someone who knows how to do that to teach you or study both the Federal Rules of Procedure and the local federal court's rules of procedure or as a last resort hire an attorney to do it for you. I learned how to do it all by myself then used it to defeat a federal case against me for $1,040,000 in El Paso Federal District Court as well as do a few other things in federal court. If you would like to learn how to do it without a lawyer call me at 405-616-7901 or visit my web site at http://www.creditwrench.com

Collections Law: Blitt and Gaines Law Firm-- Providian Credit Card, mail return receipt, illinois statute of limitations

Wed, 19 Dec 2007 04:08:04 -0800

From the page: "the Illinois statute of limitations is 5 years on a credit card debt according to Bankrate.com. In order for them to have a claim upon which the court can grant relief you would have had to make your last payment after September of 2002. You say you demanded validation? Did you do that in writing by certified mail return receipt requested? You don't have to do it in writing but it sure does help prove that you did dispute if you send your dispute by certified mail return receipt requested and can prove it by the green card you got back. In any case I would file motion for more definitive statements immediately then follow that up with demands for interrogatories based on their answers to your demand for more definitive statements, then demand for admissions and production of documents and finally a motion to dismiss. Then if the court dismisses the case I would follow that up with a federal lawsuit for misrepresenting the legal status of the debt. I can't advise you what to do of course because I'm not a debt collection lawyer and I'd be ashamed to admit it if I were but that is what I would do. They are also providing you with false and misleading information so that would become my second cause of action in federal court. I'm sure there are more violations that I could find in the complaint if I were to look it over. These are some of the things that I think should be done by everyone who ever gets a summons on a debt and even more importantly when the debt is out of statute for the state they live in. Debt collectors should never be allowed to get a default judgment. If they are going to get a judgment then I believe that everyone should at least make them work for it. Don't give up without a fight because if you don't file a response the only way you could defeat the judgment is to file a federal case on them for their misrepresentations and other violations of federal law. I'll be happy to look your complaint over without any charge or obligation. You can fax it to me or scan it in and e-mail it to me or send it by U.S. Mail. You can reach me at ceo@creditwrench.com or by phone at 405-616-7901 "

Collections Law: debt collectors phone calls, fdcpa, debt collector

Tue, 18 Dec 2007 05:02:08 -0800

Can debt collectors call you on Sunday? Creditwrench CEO Bill Bauer answers that question.

Collections Law: Being sued by capitol one, dead meat, capitol one

Mon, 17 Dec 2007 05:15:25 -0800

Subject: Being sued by capitol one

Question
I can't find on this sight where you talk about the procedure to follow once one gets served. Like I read "definitive statements" in the answer to the summons."

Creditwrench

Mon, 17 Dec 2007 05:05:23 -0800

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